Which of the following circumstances can qualify you for deferment or forbearance?

Deferment and forbearance are options available to borrowers when they face difficulties in making their loan payments. Each of the listed circumstances is a valid reason that can qualify a borrower for these relief options, making the answer "D" correct.

Loss of employment is a significant financial setback that can hinder a borrower's ability to meet monthly payments. In such cases, temporary relief through deferment or forbearance allows borrowers to pause their payments without negatively impacting their credit score.

Enrollment in school is another common circumstance that qualifies borrowers for deferment. While attending school at least half-time, borrowers can often defer their federal student loan payments, which helps ease the financial burden during their education.

Economic hardship is a broader category that encompasses various financial difficulties, such as low income or unexpected expenses that can interfere with a borrower’s ability to make payments. Lenders typically consider this when evaluating requests for forbearance or deferment, allowing borrowers to temporarily reduce or halt payments.

Given that all of these circumstances can initiate a deferment or forbearance, the option indicating that all answers are correct accurately reflects the qualifications for these financial relief options.